How these terms work in Indonesia
These terms apply to your account only where local law permits access. If a clause does not fit the law that applies to you, that part is read in the narrowest valid way and the rest stays in force. We keep the accepted version on file
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so later requests can be checked against the same text. Before we process a change, we may ask for your account name, device details, or the payment rail tied to the request. DANA, OVO, GoPay, and QRIS are handled as account context, not as a change
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to the terms. If you open from Semarang, the same wording still applies: the account follows the version you accepted, and later changes use the posted text that is active at that time.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.